Virtual CFO & Tax Advisory Services
We Help You Increase Cash Flow, Have Predictable Profit & Implement Proactive Tax Savings
Virtual CFO services for small to mid-sized consulting firms that have outgrown bookkeeping and are ready for a strategic financial advisor.
Build a Firm That Pays You Well
You’ve built a consulting firm clients trust. Your expertise produces results for them. Now your business should produce financial growth for you.
Reliable cash flow. Predictable profit. Proactive tax savings. Owner compensation that reflects the business you’ve built.
That’s where Say Yes To Profits® comes in.
Our Virtual CFO & Tax Advisory services help you understand what’s driving your financial results, anticipate upcoming cash needs, and evaluate the impact of hiring, pricing, and tax decisions before you commit.
You bring the vision. We bring the financial plan, visibility, accountability, and ongoing guidance to help you turn top-line revenue into bottom-line profit.
It’s time to Say Yes To Profits®!
What Your CFO Parternship Delivers
If you’re ready to stop operating in financial uncertainty, uncover what’s draining your profit, and grow without putting unnecessary pressure on your cash, we’re ready to work with you.
Through our Say Yes To Profits® Financial Operating System™, we build your financial strategy, forecast your cash flow, address profit leaks, and implement proactive tax strategies.
We work alongside you year-round to grow a business that pays you well and funds the life you want.
THE SAY YES TO PROFITS CFO FRAMEWORK:
Financial Strategy: Establish financial targets and a plan for owner compensation, reserves, hiring, and growth.
Cash Flow Management: Forecast incoming cash and upcoming obligations so you can prepare for payroll, taxes, and investments.
Profitability Improvement: Identify which clients and services drive profit and where pricing, delivery costs, or expenses need attention.
Tax Planning & Implementation: Plan throughout the year to identify applicable tax-saving opportunities and prepare for tax payments.
Everything we do follows this framework. When you come to us wondering where the money went and why your hard work isn’t showing up in your bank account, we’re going to FIND THE GAPS, FIX THE LEAKS, and put your revenue to work for you.
That’s how we turn top-line revenue into bottom-line profit.
How Can Your Consulting Firm Grow Profitably With a Virtual CFO?
More client contracts, a growing team, and larger projects create new financial demands. You need to know which services generate profit, whether your cash flow can support expansion, and how much you can pay yourself while funding the business.
Led by Dr. Octavia Conner and supported by our dedicated financial team, Say Yes To Profits® works alongside you year-round to turn top-line revenue into bottom-line profit.
Our Virtual CFO & Tax Advisory services help you:
Know which clients and services are worth growing
We examine pricing, delivery costs, consultant utilization, and scope creep to identify where your firm earns healthy margins and where additional work is consuming your profit.Know when your firm can afford its next move
Before you hire, expand, or make a major investment, we evaluate the effect on your cash flow and profitability so you understand what the commitment will require.Turn client payments into cash you can count on
We forecast cash needs, review collection patterns, and establish cash reserves so you can cover payroll, meet obligations, and fund growth with fewer cash surprises.Connect your growth goals to a financial plan
We translate your revenue goals into profit targets, expense limits, and staffing expectations so you can see what your firm needs to achieve to scale profitably.Increase CEO pay while protecting the business
We help determine what your firm can sustainably pay you while accounting for operating needs, tax obligations, and future investments.Address tax exposure throughout the year
We evaluate and implement tax strategies as your financial picture changes, helping you reduce unnecessary tax costs and understand upcoming obligations.
Industries We Serve
Technology/IT Consulting
Healthcare Consulting
Government Consulting
Management Consulting
Human Resources Consulting
Marketing Consulting
CFO Services Built for Consulting Firms
Our Virtual CFO partnership gives you the financial visibility and ongoing guidance to support the responsibilities that come with that growth.
This partnership may be right for you if you:
Generate between $500,000 and $10 million in annual revenue.
Have outgrown basic bookkeeping and need strategic financial leadership.
Are preparing to hire, expand, or scale and want a financial strategy to support that growth.
Desire to improve cash flow, increase profitability, and make more confident financial decisions.
Want bottom-line and cash flow growth but lack the financial visibility needed to sustain it.
Value having an experienced financial partner who helps them think strategically, not just report the numbers.
Your Financial & Tax Strategy Combined
Hiring, owner compensation, investments, and profit growth all affect your tax picture. Our Virtual CFO & Tax Advisory partnership connects those decisions with proactive tax planning so you can identify potential savings and prepare for tax payments throughout the year.
Plan for Taxes Before They Put Pressure on Your Cash Flow
You may know what your firm earned last month without knowing what to set aside for taxes or how an upcoming decision could affect your tax bill.
Our ongoing tax advisory helps you:
Anticipate tax obligations: Review projected taxes throughout the year and incorporate payments into your cash flow plan.
Evaluate decisions before you act: Understand the potential tax impact of owner compensation, hiring, and major investments.
Identify potential savings: Review deductions, credits, and planning opportunities applicable to your business.
Put your strategy into action: Establish priorities and revisit your plan as your financial results and goals change.
Your tax strategy becomes part of how you run your firm throughout the year. Our Virtual CFO & Tax Advisory work together to ensure you receive the best tax outcome for your life and business.
Your Virtual CFO Partnership Includes
We partner with consulting firm CEOs by providing virtual CFO, tax strategy, and
accounting services in one of our three partnership levels below.
Virtual CFO + Tax Advisory
Our white-glove Virtual CFO & Tax Advisory service for established consulting firms earning $700K plus annually that are seeking personalized financial guidance, advanced tax planning, and wealth-building strategies directly from Dr. Octavia.
What's Included
An annual financial plan aligning your business model, pricing, budget, revenue goals, and profit targets, with a clear roadmap for hiring, spending, and growth.
Weekly strategy sessions with Dr. Octavia to review financial performance, address challenges, and make informed decisions about your firm's cash flow, profitability, and growth.
Rolling weekly cash flow forecasting for greater visibility and proactive cash management.
On-demand access to key financial performance information across your business.
Full-service accounting includes Monthly Performance Review, Bill Payments & Accounts Payable, Accounts Receivable Management and Payroll Administration.
Track key financial metrics and compare your firm's performance against industry benchmarks to identify gaps, measure progress, and improve the course towards your financial goals.
Model the financial impact of major business decisions and analyze client and service profitability to identify opportunities for improving margins and reducing profit leaks.
Strengthen banking relationships through financial preparation, lender communication, and strategic guidance to support your firm's financing and growth needs.
Compare actual revenue and expenses against your existing budget to identify spending differences and performance gaps.
Direct access for timely financial and strategic support between scheduled sessions.
Proactive annual tax planning to identify potential tax-saving opportunities, evaluate your firm's tax position, and align tax strategies with your financial goals.
Develop a financial roadmap for a potential business sale or ownership transition, with strategies focused on strengthening profitability, business value, and financial readiness.
Equip your leadership team to understand financial reports, evaluate business performance, and make decisions that support your firm's financial goals.
Strategic financial guidance and reporting during leadership or board meetings to support informed discussions, financial accountability, and business decisions.
Stay prepared year-round by understanding your projected business tax obligations, receiving estimated payment recommendations, and building tax funding into your cash flow forecast.
CFO + Tax Strategy Working Together
Virtual CFO Advisory
Strategic financial leadership designed to give you financial clarity, control, and confidence in your firm's decisions and growth journey.
What's Included
An annual financial plan aligning your business model, pricing, budget, revenue goals, and profit targets, with a clear roadmap for hiring, spending, and growth.
A monthly one-on-one session with your CFO to review financial performance, address challenges, and plan your next steps for cash flow, profitability, and growth.
Monthly cash flow forecasting to improve visibility into upcoming cash needs and financial capacity.
Access key financial performance information when you need greater visibility into your numbers.
Full-service accounting includes Monthly Performance Review, Bill Payments & Accounts Payable, Accounts Receivable Management and Payroll Administration.
Track key financial metrics and compare your firm's performance against industry benchmarks to identify gaps, measure progress, and improve the course towards your financial goals.
Compare actual revenue and expenses against your existing budget to identify spending differences and performance gaps.
Strengthen banking relationships through financial preparation, lender communication, and strategic guidance to support your firm's financing and growth needs.
Direct access for timely financial and strategic support between scheduled sessions.
Model the financial impact of major business decisions and analyze client and service profitability to identify opportunities for improving margins and reducing profit leaks.
Build A Stronger Financial Foundation
Virtual Controller Services
Ongoing controller and accounting support designed to keep your books accurate, your reports timely, and your financial operations organized, so you have a clearer understanding of your firm's financial position.
What's Included
Review monthly financial results with your accounting lead to understand revenue, expenses, profitability, and areas requiring financial attention.
Receive accurate, controller-reviewed financial statements, including profit and loss, balance sheet, and cash flow reports, to understand your firm's financial position.
Manage vendor bills, track upcoming payment obligations, and coordinate timely payments to keep your firm's accounts payable organized and up to date.
Compare actual revenue and expenses against your existing budget to identify spending differences and performance gaps.
Coordinate payroll processing, maintain payroll records, and support timely employee payments to keep your firm's payroll operations organized and accurate.
Monitor outstanding client invoices, track overdue balances, and coordinate collection follow-ups to support timely payments and healthier cash flow.
Accurate Books. Timely Reports. Clearer Financial Visibility.
Flexible Monthly Subscription Billing
A set monthly investment gives you ongoing CFO support with clear billing and flexibility as your firm’s needs evolve.
Ongoing agreement: Your engagement continues until canceled with 60 days’ notice.
Monthly subscription-based billing: A consistent monthly fee helps you budget for your financial support.
Flexible service scope: Services can be adjusted during your engagement, with any pricing changes agreed upon in advance.
Onboarding fee: Covers the additional work and resources needed to review your finances, establish your financial systems, and prepare for ongoing advisory.
| SERVICES | Virtual CFO & Tax Advisory |
Virtual CFO Services |
Controller Services |
|---|---|---|---|
| ADVISORY SERVICES | |||
| CFO Strategy Sessions | Bi-Weekly with Dr. Octavia |
Monthly with your designated CFO |
— |
| Annual Financial Planning | ✓ | ✓ | — |
| Cash Flow Forecasting | ✓ | ✓ | — |
| Profit Performance Dashboard | ✓ | ✓ | — |
| KPI & Benchmark Tracking | ✓ | ✓ | — |
|
Financial Decision Modeling & Profitability Analysis |
✓ | ✓ | — |
| On-Demand Access to Dr. Octavia | ✓ | ✓ | — |
| Banking Relationship Building | ✓ | ✓ | — |
| Exit Planning | ✓ | — | — |
| Leadership Team Decision Training | ✓ | — | — |
| Leadership/Board Meetings | ✓ | — | — |
| ACCOUNTING SERVICES | |||
| Financial Reporting | ✓ | ✓ | ✓ |
| Monthly Performance Review | ✓ | ✓ | ✓ |
| Budget-to-Actual Reporting | ✓ | ✓ | ✓ |
| Bill Payment & Accounts Payable | ✓ | ✓ | ✓ |
| Accounts Receivable Management | ✓ | ✓ | ✓ |
| Payroll Administration | ✓ | ✓ | ✓ |
| TAX SERVICES | |||
|
Quarterly Tax Projections & Payment Guidance |
✓ | — | — |
| Annual Tax Planning | ✓ | — | — |
| MONTHLY INVESTMENT | $5,000 | $3,500 | $1,500 |
Getting Started Is Simple
We begin by understanding your firm, your goals, and the financial support you need. From your first conversation through onboarding, our team guides you through each step to establish a clear foundation for your Virtual CFO partnership.
Step 1
Apply for a CFO Discovery Session
Tell us about your consulting firm, your financial priorities, and what you’re looking for in a Virtual CFO partner.
Step 2
Meet With Our Team
Meet with a member of the Say Yes To Profits® team to discuss your needs, explore how we can support your goals, and determine whether we’re the right fit for each other.
Step 3
Begin Your Onboarding
Once we mutually agree to move forward, we’ll finalize your engagement and begin onboarding. Our team will guide you through submitting your financial information, connecting your systems, and establishing priorities for your CFO partnership.
Hear What Our CFO Clients Had To Say
Schedule Your CFO Discovery Session
During this session, we will:
Discuss your cash flow, profitability, and tax challenges.
Explore your financial goals and the support your firm needs.
Explain how our Virtual CFO & Tax Advisory partnership works and determine whether we’re the right fit.
Frequently Asked Questions
How is this different from a traditional accountant or bookkeeper?
A traditional accountant focuses on historical reporting and compliance. Our Virtual CFO services focus on forward-looking strategy, financial oversight, and decision support. We help you plan, forecast, and manage your financial performance so your numbers actively guide your business decisions. Our goal is to turn your revenue into profit, and profit into lasting wealth.
Will I have ongoing access to a CFO?
Yes. This is an ongoing partnership over 12 months that includes consistent access to your dedicated CFO and senior accountant. You will have regular CFO strategy sessions, performance reviews, and guidance as financial decisions arise.
What does the onboarding process look like?
Our process begins with a comprehensive 23-point financial assessment to understand your current financial position. From there, we develop a custom, structured financial strategy, implement the necessary systems and reporting, and begin ongoing advisory and oversight to support execution and performance. You are then paired with your dedicated CFO and complete your first Profit Planning session, where you receive your first of many CFO Intelligent Reports and access to your CFO Dashboard.
What is the length of the engagement?
Our Virtual CFO services are structured as a 12-month engagement. This timeframe allows for proper strategy development, implementation, and consistent financial oversight. Financial transformation requires both structure and continuity, and a 12-month partnership ensures the strategy is not only created but fully executed and refined over time.
How do I get started?
The first step is to apply for a discovery session. If approved, during this session, we will review your current financial position, identify opportunities for improvement, and determine whether our Virtual CFO services are the right fit for your business.
How much do I need to earn in revenue to work with a CFO?
Our Virtual CFO and Tax Advisory service is designed for established consulting firms and service-based businesses earning $ 500,000+ annually. If you're earning less than $500,000 annually, consider booking a CFO Strategy Intensive.
Earnings & Results Disclaimer
The testimonials and examples shared on this page reflect the real-life experiences and results of individual clients who have worked with Say Yes To Profits®. These results are not typical, and they are not intended to represent or guarantee that any current or future client will achieve the same or similar outcomes.
Say Yes To Profits® does not make any guarantees regarding income, revenue growth, profitability, tax savings, or financial results of any kind. Any financial figures referenced are illustrative of specific client experiences and should not be interpreted as promises or projections of your potential results.
Your results will vary and are dependent on a variety of factors, including but not limited to your business model, financial discipline, implementation of strategies, market conditions, and overall economic environment. Success in business requires consistent effort, sound decision-making, and effective execution.
All services provided by Say Yes To Profits® are for educational and strategic advisory purposes only. Nothing presented on this page or within our services should be construed as legal, investment, or financial guarantees.
By engaging with our content and services, you acknowledge that you are solely responsible for your financial decisions and results.
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